Pathway Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$37,518,133
Clients
22
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
22
TypicalAverage account size
$1,705,370
About
Pathway Financial Planning provides ongoing investment management and a combined wealth management service to individual and high-net-worth households, including portfolio oversight and financial planning. Services cover investment planning, monitoring of employer-sponsored plans and college-savings accounts, and client access to a CFP® advisor through phone, email, and video.
The firm employs a low-cost, tax-aware, evidence-based approach, building globally diversified portfolios using mutual funds and ETFs and emphasizing long-term buy-and-hold allocations with periodic rebalancing. Clients receive a written investment policy or financial plan, discretionary management when authorized, daily monitoring for rebalancing opportunities, and online performance reporting.
Noteworthy aspects include an integrated tax offering within the wealth management service—tax preparation and direct coordination with a CPA—and adherence to a fee-only, fiduciary code of ethics consistent with membership in professional organizations. The firm manages a relatively concentrated client roster with substantial assets under advisement and is led by a principal with prior mutual fund analysis experience and CFP® credentials, which is less common among similar-sized advisory practices.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Retirement income strategy
Social Security optimization
College savings (529s, UTMA, etc.)
Debt management
Fee options
$1 - $1,000,000: 0.50% (Investment Management) $1,000,001 - $3,000,000: 0.30% (Investment Management) $3,000,001+: 0.10% (Investment Management) $1 - $1,000,000: 1.50% (Wealth Management) $1,000,001 - $3,000,000: 1.00% (Wealth Management) $3,000,001+: 0.50% (Wealth Management)
Account minimum: $1,000,000 for Wealth Management (may be waived at discretion); no minimum for Investment Management Fee-only: Fee-only advisory firm; no commissions or third-party payments
Main office location
Pathway Financial Planning
Northville MI, United States
Number of offices
2
Most active in
Pathway Financial Planning has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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