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Pathway Advisors, LLC

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Client assets under management

$51,519,868

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Clients

108

6% high-net worth

Advisors

3

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

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Clients per advisor

36

Low

Average account size

$477,036

About

Pathway Advisors is a small, supported registered investment adviser with three advisors and roughly $62.5 million in assets serving about 108 clients. Its client base is concentrated in individual and high-net-worth households and also includes pension plans and small businesses, and the firm offers portfolio management, financial planning, and pension consulting services.

The firm provides both discretionary and non-discretionary portfolio management, frequently using model portfolios and third‑party sub‑advisers to implement client strategies while tailoring allocations to clients’ objectives, risk tolerance, and time horizon. As of December 31, 2025 the brochure reports approximately $15.0 million managed on a discretionary basis and about $47.6 million on a non-discretionary basis, so most client assets remain under client-directed authority rather than delegated to the firm.

Compared with peers, Pathway Advisors is notable for its affiliation with an accounting practice that offers tax and accounting services alongside advisory services, and for having advisory personnel who are also licensed insurance agents—arrangements that create overlapping service offerings and potential conflicts of interest that the firm discloses. The combination of integrated tax/accounting access, use of TPMMs and model portfolios, and a predominance of non‑discretionary relationships distinguishes its service model from many other supported firms.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k)

Fee options

Fixed

Financial planning fixed fees generally range from $2,000 to $25,000

Percentage

$0 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001 - $2,000,000: 0.65% $2,000,001 - $5,000,000: 0.35% $5,000,001+: 0.25%

Commissions

Advisers are licensed insurance agents and may earn commissions on insurance products, separate from advisory fees

Project-based

Hourly financial planning and consulting fees from $50 to $250, negotiable

Other

Account minimum: $2,500 Minimum fee: Minimum annual fee of $2,500 to open and maintain an advisory account; may be waived at discretion Fee-only: Financial planning fixed fees range between $2,000 and $25,000; hourly fees range from $50 to $250

Main office location

Pathway Advisors, LLC

1595 South Mission Road

Fallbrook CA 92028, United States

Number of offices

3

Most active in

More info

California · Idaho · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 760-466-2003

Advisors at this firm

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Jeffrey W

CFP®, Series 66

Fallbrook, CA

Pathway Advisors, LLC

Jeffrey Wiyninger is a CFP® and holds a Series 66 license with 17 years of industry experience. He has worked at Pathway Advisors, LLC since 2016 and was previously with Independent Financial Group and Dunlap Wealth Management. In addition to his advisory role, he is also an independent insurance agent. Pathway Advisors, LLC is a supported registered investment adviser serving individual and high-net-worth clients, pension and profit-sharing plans, and businesses. The firm offers portfolio management, financial planning, and pension consulting services, with a notable emphasis on non-discretionary asset management and coordinated tax and accounting services through an affiliated accounting firm.

Wealth management Retirement plans for business owners (SEP, solo 401k)
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Chad W

CFP®, Series 66

Fallbrook, CA

Pathway Advisors, LLC

Chad Wauschek is a CFP® professional with eight years of industry experience, currently serving with Pathway Advisors, LLC. He is a partner at Cwick, APC, a tax and accounting firm, where he dedicates most of his time, and also a partner at Dunlap Wauschek & Elfarra CPAs. His background includes roles at Independent Financial Group and involvement in tax and accounting services alongside his advisory work. Pathway Advisors, LLC is a supported registered investment adviser serving individual and high-net-worth clients, pension and profit-sharing plans, and businesses. The firm manages approximately $58 million in assets, offering portfolio management, financial planning, and pension consulting, with a notable focus on non-discretionary asset management and coordinated tax and accounting services through affiliated firms.

Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Virginia L

Series 66

Fallbrook, CA

Pathway Advisors, LLC

Virginia Leon is a financial advisor at Pathway Advisors, LLC with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including E.G. Sanchez & Associates and Independent Financial Group. Outside of her advisory role, she is also licensed as a real estate agent, spending limited time in that capacity. Pathway Advisors, LLC is a supported registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm offers portfolio management, financial planning, and pension consulting, managing approximately $58 million in assets across 107 clients as of December 31, 2024.

Wealth management Retirement plans for business owners (SEP, solo 401k)
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