Pathlight Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$23,848,865
Clients
69
16% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
69
Very HighAverage account size
$345,636
About
Pathlight Wealth Management is a small, independent advisory firm that serves individuals (including high‑net‑worth clients) as well as pension and profit‑sharing plans, charitable organizations, and business entities. The firm offers ongoing portfolio management, financial planning, and pension consulting alongside recommendations for custodians and other plan service providers.
The advisor documents client goals and risk tolerances in an Investment Policy Statement and typically manages accounts on a discretionary basis, drawing on a mix of analysis methods (fundamental, modern portfolio theory, technical, cyclical, and charting) to set asset allocation and select investments. The firm’s investment program can include active strategies such as options, margin transactions, and short sales, which carry higher risk than long‑only approaches.
Notable differentiators include the principal’s professional roles outside the adviser — serving as a licensed attorney and insurance agent — and the brochure’s disclosure that insurance product sales may generate commission income, a potential conflict the firm describes and discloses. The firm also requires custody at Schwab Institutional and provides dedicated pension consulting services, a combination that is less common among solo independent advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Options & derivatives strategies
Active portfolio management
Retirement plans for business owners (SEP, solo 401k)
Fee options
Pension consulting: $10,000 per year; Financial planning: $1,500 to $10,000 per plan
$1+: 1.50% annually
Main office location
Pathlight Wealth Management
17085 Via Del Campo
San Diego CA 92127, United States
Number of offices
1
Most active in
Pathlight Wealth Management has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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