Pasco Advisors, LLC

Pasco Advisors primarily serves individual clients, including many high‑net‑worth households, while also working with business and corporate clients and small pension plans. The firm provides discretionary portfolio management and financial planning services that cover tax, insurance, retirement and estate planning, delivered through consultations and written plans.

The firm takes a conservative, low‑turnover approach, placing client assets in general securities (stocks and bonds), mutual funds (including ETFs) and government securities, and it relies on market publications and rating services rather than in‑house security analysis. For exposures the firm does not manage directly—typically “alternative” strategies such as commodities or managed futures—it helps clients select and monitor third‑party money managers and shares a portion of those managers’ fees as compensation for that service.

Distinctive operational features disclosed in the brochure include the principal’s concurrent insurance sales activity and ownership of a tax‑preparation business, each consuming a material portion of annual work time and creating potential conflicts that the firm discloses to clients. The firm also notes its use of fee‑sharing arrangements with outside managers, its oversight practices (weekly reviews of managed accounts), its roughly $38.6 million in discretionary assets, and that it does not accept securities commissions or vote client proxies.