&PARTNERS

&Partners serves a broad client base that includes individuals (both non‑HNW and high‑net‑worth), retirement plans, charitable organizations, foundations, universities, corporations and private business owners. The firm provides a wide range of services including portfolio management, brokerage and execution (via its broker‑dealer registration), financial and tax planning, estate and trust consulting, and retirement plan education and ERISA 3(21) advisory services.

The firm’s advisory programs combine platform technology (including Envestnet) with proprietary and third‑party strategy models and allow for both discretionary and non‑discretionary management; clients may select an AP financial advisor or engage third‑party advisors (TPAs), and AP performs due diligence and ongoing oversight of managers and platforms. AP emphasizes customized engagements negotiated with the client’s advisor and maintains written supervisory procedures and a Code of Ethics to monitor suitability, trading activity and conflicts that arise from its multiple roles.

Several operational features distinguish AP from many enterprise peers: it is dually registered and also registered as a municipal advisor, and it operates as a broker‑dealer able to execute agency or principal trades and receive transaction‑based compensation. The firm also offers services that are less common at this scale — a paid weekly market commentary and periodic newsletters, a focused 1042 Consulting service for IRC Section 1042 replacement property strategies, investment banking and institutional trading capabilities, and retirement‑participant discretionary account management through third‑party platform integrations.