Parker Financial Planning, LLC.

The firm provides fee-only fiduciary financial planning and investment advisory services to individuals, families, and small business owners, with a primary focus on clients in the five-to-ten-year window before retirement. Services include ongoing retirement planning and wealth management with discretionary portfolio management, plus an hourly personal financial consulting option for clients in the accumulation phase.

The firm's investment approach emphasizes long-term goals and disciplined asset allocation, employing either strategic or tactical allocations depending on market conditions and relying on no-load mutual funds, ETFs, and institutional-only mutual funds. Portfolios are implemented under a written Investment Policy Statement, the firm generally avoids market timing and frequent trading, and client accounts are managed through an integrated custodial platform that provides a client portal and reporting.

Noteworthy features include longstanding access to Dimensional (DFA) funds—mutual funds not available directly to the public—which the firm has been approved to use since 2011, and a small client base supporting nearly $9.9 million in assets under management, resulting in relatively high assets per client. The firm’s custodial relationship includes participation in a model marketplace and a client-match program and receipt of platform support tied to asset thresholds; the brochure discloses these arrangements as potential conflicts of interest, and clients retain responsibility for proxy voting.