Paraclete Life Planning L.L.C.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Paraclete Life Planning focuses on a millennial client base and provides comprehensive financial planning alongside life and disability insurance advice and goal-based investment recommendations. Services described in the brochure include individualized financial snapshots, retirement and education account advisement, health savings account guidance, and regular account reporting and client outreach.
The firm describes a fiduciary, goal-oriented approach that emphasizes asset allocation and a diversified investment style, drawing on charting, fundamental, technical, and cyclical analysis. Paraclete typically manages client relationships on a non-discretionary basis, monitors custodial accounts regularly with formal portfolio reviews at least quarterly, and leverages a custodial platform that includes a model marketplace and tax-management tools.
Several features distinguish Paraclete from many peers: it supplements the common percentage-of-AUM model with both retainer and hourly billing options and conducts virtual educational seminars and workshops. The adviser is also active as a licensed life and disability insurance producer — an activity that consumes a meaningful portion of adviser time and, per the brochure, can result in fee credits tied to insurance purchases — and the firm is newly formed with little or no assets under advisement.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Life insurance needs analysis
Disability insurance
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Demographic focus
Gen Y/Millennials (Born 1980-1995)
Fee options
Financial Snapshot Strategy Plan: $500; Flagship planning services start at $245 quarterly retainer fee
$0 - $500,000: 0.75% annually $500,001 - $1,000,000: 0.25% annually $1,000,000+: 0.15% annually
$200 per hour billed in 10-minute increments for one-off advisory services
Flagship planning services retainer fee billed quarterly in arrears at a flat rate starting at $245
Fee-only: Flagship planning services: $245 quarterly flat retainer fee billed in arrears; Financial Snapshot Strategy Plan: $500; One-off advisory services: $200 per hour in 10-minute increments
Main office location
Paraclete Life Planning L.L.C.
Pensacola FL, United States
Number of offices
1
Most active in
Paraclete Life Planning L.L.C. has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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