Paracca Financial Group

Paracca Financial Group provides financial planning and discretionary portfolio management primarily to individual clients, including high‑net‑worth individuals, and offers one‑time financial plans as well as ongoing portfolio oversight. The firm describes itself as a fee‑only financial planning company and directs clients to qualified custodians that deliver account statements at least quarterly.

The firm’s stated investment approach emphasizes a long‑term buy‑and‑hold orientation supplemented by both fundamental and technical analysis, with portfolios reviewed quarterly and rebalanced as needed and the ability to adjust allocations for large macroeconomic shifts. The brochure also discloses that the adviser may employ borrowing (margin) and option strategies, including covered and uncovered option writing and spreads, in client accounts and typically exercises discretionary authority over trade timing and selection.

Distinctive features for a firm of this size include principals’ broker‑dealer registrations and formal affiliations with other advisory entities, along with limited outside activities such as tax‑preparation and insurance agency work; the brochure describes disclosures and supervisory procedures intended to address related conflicts of interest. The firm is newly formed (initial ADV filing) and notes it is deemed to have custody to the extent fees are debited from client custodial accounts, with policies to comply with custody rules.