Paolo Bernardi Advisor
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,070,914
Clients
11
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
11
LowAverage account size
$279,174
About
Paolo Bernardi Advisor is a small, state‑registered independent investment adviser that provides ongoing portfolio management and financial planning to individuals, trusts, estates, and other client entities. The firm reports approximately $3.07 million in assets under management across about 11 client accounts and offers both continuing advisory relationships and one‑off financial planning engagements.
The firm operates on a non‑discretionary basis, requiring specific written client consent before executing trades, and generally recommends Charles Schwab for custody and execution. Its investment process emphasizes long‑term fundamental analysis supported by proprietary research and macroeconomic reports, supplemented by technical indicators and valuation measures such as the SPq/Tobin ratio and Shiller metrics; clients receive at least quarterly reports plus Friday evening email bulletins and market alerts.
Distinctive elements relative to peers include the regular periodicals/email bulletins and client alerts, a practice that is uncommon among similar solo independent advisers, and the explicit non‑discretionary operating model that concentrates decision authority with clients. The brochure also notes an ESG‑aware investment stance, the availability of hourly or one‑off planning (with occasional pro bono or reduced‑fee arrangements), and an absence of wrap‑fee or performance‑based fee programs.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Expertise
General retirement planning
Cash flow / budgeting
ESG / Sustainable investing
Options & derivatives strategies
Fee options
Financial Planning minimum flat fee of $1,200 up to 3 hours work
$0 - $1,000,000: 0.95% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.80% $5,000,001+: 0.70%
$400 per hour after minimum financial planning fee
Fee-only: Financial Planning: minimum flat fee of $1,200 up to 3 hours; thereafter $400/hour hourly fee
Main office location
Paolo Bernardi Advisor
Sausalito CA, United States
Number of offices
1
Most active in
Paolo Bernardi Advisor has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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