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Panoramic Financial

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Client assets under management

$93,287,526

Clients

143

22% high-net worth

Advisors

2

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

72

High

Average account size

$652,360

About

Panoramic Financial serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management, and also offers modular and hourly planning engagements. The firm delivers ongoing investment advice and account supervision under asset-based advisory arrangements and assists clients with implementation when requested.

Investment strategies are tailored to client objectives and may combine active and passive approaches, emphasizing diversified, low-cost mutual funds and ETFs and attention to tax considerations. The firm also oversees held-away employer accounts (such as 401(k)s and HSAs) and uses an order management system to pursue tax-efficient asset location and opportunistic rebalancing where it has discretion.

The brochure highlights periodic complimentary educational workshops and seminars for clients and the public, an offering that is uncommon among peers. The firm discloses that its principal holds a minority ownership interest in Altruist LLC, a custodian the firm uses, and notes the principal’s prior teaching experience, which aligns with the firm’s focus on client education.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Cash flow / budgeting Debt management Retirement withdrawal strategies General estate planning guidance College savings (529s, UTMA, etc.)

Occupation focus

Doctor or Medical Professional

Fee options

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.25%

Project-based

$400 per hour

Other

Minimum fee: Annual fee ranges between $3,600 - $20,000 depending on complexity Fee-only: Hourly fee of $400 per hour billed in 15-minute increments with a minimum one-hour engagement

Main office location

Panoramic Financial

Fresno CA, United States

Number of offices

1

Most active in

More info

California · Nebraska · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook X Instagram YouTube Website 805-244-5057

Advisors at this firm

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Jarrett S

CFP®, Series 66

Fresno, CA

Panoramic Financial

Jarrett Suddarth is a CFP® with eight years of industry experience currently at Panoramic Financial. His prior roles include positions at Teckmeyer Financial Services, Voya Financial Advisors, and Stortz Financial Group, as well as non-financial experience in lawn and landscaping. Panoramic Financial serves individual and high-net-worth clients, including physicians, providing financial planning, modular planning components, and discretionary portfolio management. The firm uses a mix of active and passive investment strategies, emphasizing tax-efficient asset location and periodic rebalancing, and offers educational seminars for clients and prospects.

Cash flow / budgeting Debt management Retirement withdrawal strategies General estate planning guidance College savings (529s, UTMA, etc.) Doctor or Medical Professional
user avatar

Andrew M

CFP®, Series 65

Fresno, CA

Panoramic Financial

Andrew Mcfadden is a CFP® and holds a Series 65 license with 12 years of industry experience. He has worked at Panoramic Financial since 2014 and previously held positions at Fresno Pacific University and Clovis Unified School District. Panoramic Financial serves individual and high-net-worth clients, including physicians, providing financial planning and discretionary portfolio management. The firm employs both active and passive strategies with an emphasis on tax-efficient asset location and periodic rebalancing.

Cash flow / budgeting Debt management Retirement withdrawal strategies General estate planning guidance College savings (529s, UTMA, etc.) Doctor or Medical Professional
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