Pandi, LLC

Pandi provides investment advisory and consulting services to families, individuals, trusts and institutional clients, including private foundations and private companies owned and controlled by its family clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, outsourced chief financial officer services, and access to third‑party managers and alternative/private fund investments.

The firm typically implements multi‑asset strategies through a mix of internally reviewed and third‑party sub‑advisers, conducts due diligence on managers and strategies, and tailors portfolios to client investment policy statements and liquidity needs. Pandi discloses specific risk considerations (including AI-related risks and FDIC insurance limits), uses institutional mutual fund share classes where available, and structures advisory engagements on hourly or fixed‑fee terms rather than the more common percentage‑of‑AUM model.

Compared with many investment managers, Pandi’s client mix and fee arrangements are atypical: it explicitly serves charitable organization clients, corporate/business clients and high‑net‑worth family clients, and it routinely selects and monitors independent sub‑advisers for client portfolios. The firm also has affiliated entities involved in pooled investments (including an affiliate that serves as a general partner to a pooled vehicle) and describes formal expense allocation procedures and a prohibition on performance‑based fees.