Palo Seco Wealth Management

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Client assets under management

$13,196,752

Clients

0% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$299,926

About

Palo Seco Wealth Management provides investment management and financial planning services to individuals, high-net-worth individuals, and corporate clients. The firm manages client portfolios on a percentage-of-assets-under-management basis and offers planning on topics such as retirement, estate, tax planning, cash flow, and insurance.

The firm follows a generally passive, low-cost investment philosophy, favoring index funds and ETFs and avoiding market timing or active security selection. Investment recommendations are tailored using a Client Profile that records objectives, risk tolerance, time horizon, and any client-directed restrictions, and the firm may recommend independent managers for specialized strategies.

Palo Seco is mission-driven and states it will donate half of its investment management fees and provide free seminars and workshops that teach financial concepts within a Biblical framework. It also uses third‑party screening tools (Inspire Insight) to implement biblically responsible investing according to client-selected exclusions, and the brochure discloses related operational practices and potential conflicts such as referral fees for endorsers and staff involvement in real estate and mortgage brokerage.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Cash flow / budgeting Business ownership considerations

Demographic focus

Christian Faith Based

Fee options

Percentage

$1 - $1,000,000 and Above: 0.70% annually

Project-based

$250 to $450 per hour depending on complexity

Other

Fee-only: Comprehensive financial planning fees range from $800 to $4,000 annually; Hourly financial planning fees range from $250 to $450 per hour

Main office location

Palo Seco Wealth Management

Corona CA, United States

Number of offices

Most active in

California

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 951-790-3861

Advisors at this firm

Larry M

Series 66

Corona, CA

Palo Seco Wealth Management

Larry Miranda III is a financial advisor at Palo Seco Wealth Management with 19 years of industry experience. He holds a Series 66 designation and has held positions at several firms, including Crown Capital Securities and Prudential Insurance Company of America. Outside of his advisory work, he serves as a preacher and officer for a religious nonprofit organization and operates a pool cleaning business. Palo Seco Wealth Management, founded in 2024 and based in California, provides investment management and financial planning services to individuals, high-net-worth, and corporate clients. The firm employs a generally passive investment approach focused on low-cost, market-tracking products and integrates biblically responsible investing screens in its portfolio construction.

Cash flow / budgeting Business ownership considerations Christian Faith Based

Brian C

Series 63, Series 66

Corona, CA

Palo Seco Wealth Management

Brian Colla is a financial advisor at Palo Seco Wealth Management with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Ameriprise, Planned Financial Freedom, and California Bank and Trust. Outside of his advisory role, Colla is a real estate and mortgage loan broker. Palo Seco Wealth Management, founded in 2024 and based in California, provides investment management and financial planning services to individuals, high-net-worth, and corporate clients. The firm employs a generally passive investment approach focused on low-cost, market-tracking products and incorporates biblically responsible investing screens, offering both discretionary and non-discretionary account management.

Cash flow / budgeting Business ownership considerations Christian Faith Based

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