Palmetto Retirement Specialists, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
10
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
10
Average account size
$0
About
Palmetto Retirement Specialists provides fee-based financial planning and consulting to a mix of clients that include individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm does not directly manage client assets; instead it refers clients to third-party money managers and acts as a liaison, helping with paperwork, communication of client changes, and review of third‑party quarterly statements.
Investment advice and any security analysis are delivered primarily through third‑party money managers (for example, Gradient Investments) and may draw on fundamental, technical, and cyclical analysis as part of client portfolios; financial planning itself is delivered for fixed or hourly fees. The firm does not accept discretionary trading authority over client accounts, and clients receive custody and transaction reporting directly from qualified custodians.
Compared with many independent solo advisers, the firm is notable for its managing member’s concurrent insurance business—greater than half of the managing member’s time is spent in the insurance practice—and the firm discloses referral fees and other third‑party incentives related to those relationships. It is also atypical for an independent adviser in that it does not directly provide portfolio management or rely on percentage‑of‑AUM fees, instead combining planning fees with referral arrangements and negotiable third‑party manager fee sharing.
Client services
Expertise
Fee options
Negotiable fixed fee for financial planning up to $3,000 maximum
$0+: Custom Indexing - Strategic: 2.15% $0+: Strategic: 2.00% $0+: Custom Indexing - Allocation: 1.85% $0+: Allocation: 1.70% $0+: Tactical: 1.80% $0+: Defined Outcome: 1.70% $0+: Private Wealth: 1.50% $0+: Preservation: 1.00%
$200 per hour for financial planning services
Fee-only: Financial planning fixed fee up to $3,000; hourly fee $200/hour
Main office location
Palmetto Retirement Specialists, LLC
21804 Us Highway 278
Williston SC 29853, United States
Number of offices
2
Most active in
South Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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