Palmetto Financial Planners LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$19,552,352
Total clients
28
29% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
28
Average account size
$698,298
About
The firm provides personalized, fee‑only financial planning and investment management primarily to individual and high‑net‑worth clients, covering retirement planning, estate and trust review, tax and insurance considerations, cash‑flow analysis, and related consulting. Clients may engage for one‑time plans (hourly or fixed fee) or ongoing advisory relationships with periodic reviews.
The firm typically offers non‑discretionary asset management, preparing investment recommendations and trade proposals but obtaining client approval before execution; its ADV reports virtually all assets under management as non‑discretionary. Investment analysis relies on technical (and occasionally fundamental and charting) methods, frequently uses no‑load mutual funds, documents objectives in investment policy statements, and provides quarterly account reviews and custodian statements.
Noteworthy for an independent adviser, the firm reports a predominance of non‑discretionary AUM, which is uncommon among peers, and provides pension consulting informed by the principal’s prior corporate retirement‑planning roles. The adviser operates on a fee‑only basis, does not sell commissioned products, and does not participate in wrap fee programs or receive external compensation.
Client services
Financial planning
Portfolio management
Pension consulting
Divorce related financial consulting & marital asset evaluation
Divorce related financial consulting & marital asset evaluation
Fee options
Fixed monthly fee for retainer basis financial planning; $250 deposit for one-time planning agreements
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.50% annually $1,000,001 - $2,000,000: 0.40% annually Over $2,000,000+: 0.20% annually
Hourly charges for specific advice; deposit of $250 typically due at contract establishment
Fee-only: Hourly charges for one-time planning and fixed fees for retainer basis financial planning services
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Palmetto Financial Planners LLC
Richmond Hill GA, United States
Number of offices
1
Forms ADV
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