Pagano Wealth Management LLC

Pagano Wealth Management LLC offers ongoing portfolio management to individuals, high-net-worth individuals, and corporations, providing Investment Policy Statements, asset allocation, security selection, and regular portfolio monitoring. The firm’s advisory scope is focused on mutual funds, fixed income, real estate funds (including REITs), ETFs (including precious-metal ETFs), TIPS, commodities, and non-U.S. securities.

The firm implements investment advice using fundamental analysis, modern portfolio theory, and technical analysis and employs both long‑term and short‑term trading strategies while documenting client risk tolerance in each client’s Investment Policy Statement. PWML states it acts as a fiduciary for retirement accounts, generally recommends a specific custodian (Schwab Institutional), and charges asset‑based advisory fees that are withdrawn from client accounts in arrears.

Notably, the firm is affiliated with an accounting practice and its supervised persons are licensed to sell insurance products, an arrangement the brochure identifies as creating potential conflicts that the firm says it will disclose and document. Unlike many investment managers, PWML reports that it does not trade on a discretionary basis for clients, does not aggregate block trades across accounts, and currently reports no assets under management.