P
Pacific Wealth Care Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$68,000,000
Total clients
19
79% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
19
Average account size
$3,578,947
About
Pacific Wealth Care Inc. provides financial planning and asset-allocation/portfolio management to individuals and families, including high-net-worth clients, offering services that cover retirement, tax, estate, education and business planning. The firm delivers ongoing portfolio monitoring and tailored financial planning advice that may be broad or focused depending on each client's needs.
The firm's investment process emphasizes client-directed decisions: accounts are managed on a primarily non-discretionary basis so recommendations and rebalancing are implemented only after client consultation, and portfolios typically use open‑end mutual funds, ETFs and, when appropriate, individual stocks and bonds informed by fundamental and economic analysis. The firm also sponsors a wrap fee program and serves as portfolio manager within that program, and it leverages institutional custodial and technology services for trade execution and reporting.
What distinguishes the firm from many peers is the combination of a wrap‑sponsored management offering with predominantly non‑discretionary assets — the brochure discloses approximately $68 million under continuous non‑discretionary management — and an affiliated accounting practice operated by the firm’s principal. The affiliated CPA practice, which is disclosed as a separate source of compensation and a potential conflict of interest, means clients have access to integrated tax and accounting services alongside advisory work, while the firm’s concentrated client base results in more individualized, client‑approved portfolio activity.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Fee options
$0 - $750,000: 1.20% $750,001 - $1,000,000: 1.05% $1,000,001 - $5,000,000: 0.85% $5,000,001+: Negotiable%
Standard fee $275 per hour for financial planning services
Account minimum: $400,000 Minimum fee: Generally, minimum annual charge of $3,000 per account Fee-only: Financial planning services offered on an hourly fee basis, standard fee $275 per hour
Main office location
Pacific Wealth Care Inc.
Yorba Linda CA, United States
Number of offices
1
Most active in
Pacific Wealth Care Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")