Pacific Wealth Advisory, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$21,437,055
Total clients
42
100% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
14
Average account size
$510,406
About
Pacific Wealth Advisory provides investment management, retirement plan (ERISA) advisory, and financial planning and consulting to individuals, high‑net‑worth clients, and business entities. The firm offers both discretionary and non‑discretionary portfolio management as well as one‑time and hourly financial planning, and manages roughly $21.4 million for a small client base.
The firm’s investment approach is long‑term and asset‑allocation driven, grounded in Modern Portfolio Theory and implemented through diversified, asset‑class mutual funds—principally Dimensional Fund Advisors funds—across model mandates ranging from Income to Aggressive Growth. Pacific Wealth Advisory relies on Forum Financial Management for back‑office services and trading, and may appoint sub‑advisors to execute its models while retaining the client relationship.
A notable feature disclosed in the brochure is the firm’s affiliation with an accounting practice (Thrive CPA, PLLC), with the principal devoting up to 75% of his time to those CPA activities and offering accounting services to clients, a relationship the firm identifies as a potential conflict and addresses through disclosure and procedures. Compared with peers, the firm’s combination of a CPA affiliation, use of institutional DFA funds, and reliance on third‑party sub‑advisor and operational arrangements is an uncommon operational mix for a supported advisory firm of this size.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $1,000,000: 1.20% annually $1,000,001 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.80% annually $5,000,001+: 0.70% annually
$385 per hour
Main office location
Pacific Wealth Advisory, LLC
12121 E Broadway Ave, Bldg 5 A
Spokane Valley WA 99206, United States
Number of offices
1
Most active in
Idaho · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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