Pacific Trust Wealth Management

The firm provides discretionary portfolio management and financial consulting primarily to high-net-worth and institutional clients, including pension and corporate plans. Services are tailored via interviews and questionnaires and may include comprehensive planning, ongoing consulting, and implementation of investment recommendations.

Its investment approach combines asset allocation and fundamental analysis and offers two distinct strategies: a Global Macro strategy that can employ a wide range of instruments (including commodities, currencies, futures, options and short positions) and a more conservative strategy focused on long-term appreciation and hedging with bonds, ETFs and mutual funds. The firm may trade actively in the macro strategy with holding periods that can be very short or extend beyond a year, and it uses computer models and periodic account reviews to monitor performance and risk.

Noteworthy aspects include the availability of performance-based fee arrangements for qualified clients, implemented with a high-water-mark mechanism and oversight policies to address potential allocation conflicts — a practice that is uncommon among peers. The firm also discloses a prior regulatory order related to broker-dealer registration and an outside trading/consulting role in bond markets, both of which the firm says are managed through disclosures and internal procedures.