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Pacesetter Planning LLC

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Client assets under management

$9,466,811

Clients

34

18% high-net worth

Advisors

1

of 2 employees

Firm type

Independent

1 advisor

Clients per advisor

34

Typical

Average account size

$278,436

About

Pacesetter Planning works with individual and high‑net‑worth clients to provide tailored investment management and comprehensive financial planning across areas such as retirement, estate, tax, cash flow, and business planning. The firm offers discretionary portfolio management alongside project‑based, hourly, and ongoing planning engagements.

The firm primarily practices passive investment management, building diversified portfolios using index mutual funds and ETFs that are matched to client‑specific investment policies and asset‑allocation targets. When performing investment analysis as part of a financial plan, the firm also uses fundamental, technical, cyclical, and charting methods to inform recommendations.

Notable for a small advisory practice, Pacesetter Planning combines direct client management (roughly $9.5 million in AUM across 34 clients) with a suite of educational offerings—online courses, an ongoing group coaching program geared to engaged and newlywed couples, and occasional public seminars—programs that do not provide individualized investment advice to participants. The firm’s professional credentials include both financial planning and financial‑therapy training, which is reflected in its emphasis on behavioral finance in planning and its distinct educational programming.

Client services

Financial planning Portfolio management Educational seminars or workshops Online courses

Expertise

General retirement planning Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General estate planning guidance

Demographic focus

Newlywed/Engaged

Fee options

Fixed

Comprehensive Financial Planning: $4,000 to $20,000 annually (billed monthly between $333.33 and $1,666.66), negotiable; Project-Based Financial Planning: $1,000 to $30,000 fixed fee, negotiable; Online Courses: $50 to $997 fixed fee, non-negotiable; Group Coaching Program: $97/month, negotiable

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001+: 0.50%

Project-based

$325 per hour, negotiable

Subscriptions

Comprehensive Financial Planning: monthly fixed fee billed in advance, $333.33 to $1,666.66/month; Group Coaching Program: $97/month, paid in advance

Main office location

Pacesetter Planning LLC

Arlington VA, United States

Number of offices

1

Most active in

California · Massachusetts · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Bill N

CFP®

Arlington, VA

Pacesetter Planning LLC

I started Pacesetter Planning back in 2016 to help couples use their money to create the lives they love - together. I work best with two types of couples: 1) Engaged and newlywed couples looking to prepare for their future by setting themselves up for financial success and minimizing the risk of money conflict in their new marriage. 2) Couples who fight about money or struggle to make financially-related decisions as a team. I am a CERTIFIED FINANCIAL PLANNER™ and Certified Financial Therapist™. I care about the "why" behind your money just as much as "what" you do with it. More importantly, I want you and your spouse to feel confident and empowered by the way you manage money as a team such that your finances become an asset to your relationship, rather than a liability. (See what I did there?) Numerous studies have shown that financial conflict is pervasive in American marriages and is one of the leading indicators of divorce. There's no denying that the way you manage money with your spouse can be detrimental to your marriage. But I believe that the opposite is equally true - if you improve the way you manage your finances with your spouse, your marriage will get stronger. I'm here to show you how to make this a reality. If you’re interested in learning more, you can book a free introductory call at pacesetterplanning.com/contact

General retirement planning Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General estate planning guidance Married/Couples/Partners Newlywed/Engaged Financial coaching / therapy Gen Y/Millennials (Born 1980-1995)
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