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Pacesetter Financial Group, L.L.C.

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Client assets under management

$150,160,445

Clients

359

14% high-net worth

Advisors

3

of 10 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

120

Very High

Average account size

$418,274

About

Pacesetter Financial Group advises individuals (including high‑net‑worth clients), trusts, business entities, tax‑exempt organizations, and company‑sponsored retirement plans. It provides discretionary and non‑discretionary portfolio management, limited financial planning, quarterly performance reporting, and 401(k) plan advisory services including plan design assistance and participant education.

The firm applies Modern Portfolio Theory to construct diversified portfolios primarily implemented with disciplined mutual funds, notably using funds from Dimensional Fund Advisors as core holdings. Portfolios are monitored and periodically rebalanced to maintain target risk levels, and Pacesetter generally prefers fully discretionary authority while accommodating client‑directed arrangements when requested.

Pacesetter is a sister company to a certified public accounting firm and shares staff and office resources with that affiliate, creating opportunities for integrated tax and accounting referrals while the firm discloses and manages the resulting conflicts of interest. It also maintains long‑standing relationships with recordkeepers used for its 401(k) clients and has written policies (including personal trading pre‑approval and reporting) to address potential conflicts between employee and client transactions.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner

Fee options

Fixed

Additional services may be charged fixed fees; specifics not stated

Percentage

$0 - $500,000: 1.00% annually (Diversified Portfolio, Individual Clients) $500,000 - $1,000,000: 0.75% annually (Diversified Portfolio, Individual Clients) $1,000,000+: 0.50% annually (Diversified Portfolio, Individual Clients) $0+: 0.40% annually (Fixed Income Portfolio, Individual Clients) $0 - $500,000: 0.75% annually (Company-Sponsored 401(k) Plan Clients) $500,000 - $1,000,000: 0.60% annually (Company-Sponsored 401(k) Plan Clients) $1,000,000 - $4,000,000: 0.45% annually (Company-Sponsored 401(k) Plan Clients) $4,000,000 - $7,500,000: 0.30% annually (Company-Sponsored 401(k) Plan Clients) $7,500,000+: 0.20% annually (Company-Sponsored 401(k) Plan Clients)

Project-based

Additional services may be charged hourly; specific rates not stated

Other

Minimum fee: Minimum annual fee of $100 per client (Individual) or per plan (401(k) Plan), prorated for partial years Fee-only: Additional/supplemental services may be charged hourly or fixed fee; specifics not stated

Main office location

Pacesetter Financial Group, L.L.C.

207 S. Mclean Street

Lincoln IL 62656-2858, United States

Number of offices

1

Most active in

Illinois · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Timothy B

CFP®, Series 66

Lincoln, IL

Pacesetter Financial Group, L.L.C.

Timothy Bacus is a CFP® professional with eight years of industry experience, currently serving at Pacesetter Financial Group, L.L.C. since 2017. Prior to joining Pacesetter, he worked at Ameriprise Financial and Lincoln Christian University. In addition to his advisory role, Timothy works as an accountant for J.M. Abbott & Associates, Ltd., a certified public accounting firm that shares ownership and resources with Pacesetter Financial Group. Pacesetter Financial Group advises individuals, trusts, business and tax-exempt entities, and sponsors of company 401(k) plans, managing approximately $145 million. The firm applies Modern Portfolio Theory to create diversified portfolios primarily using asset-class mutual funds and offers personalized portfolio management, 401(k) plan design and oversight, limited financial planning, and 529 college savings plan services.

Wealth management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Kristen L

CFP®, Series 65

Lincoln, IL

Pacesetter Financial Group, L.L.C.

Kristen Lanning is a CFP® and holds a Series 65 license, with 21 years of industry experience. She has been with Pacesetter Financial Group, L.L.C. since 2001. Pacesetter Financial Group serves individuals, trusts, business and tax-exempt entities, and sponsors of 401(k) plans, managing approximately $145 million. The firm uses Modern Portfolio Theory to create diversified portfolios with disciplined asset-class mutual funds and provides personalized portfolio management, 401(k) plan design and oversight, limited financial planning, and 529 college savings plan services.

Wealth management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Andrew F

Series 65

Lincoln, IL

Pacesetter Financial Group, L.L.C.

Andrew Fitzpatrick is a financial advisor with Pacesetter Financial Group, L.L.C. in Lincoln, Illinois, holding a Series 65 license and possessing 16 years of industry experience. He has worked concurrently at J.M. Abbott & Associates, Ltd., a certified public accounting firm, where he is a certified public accountant assisting with tax returns, financial statements, tax planning, and business consulting. Both firms share common ownership and complementary services. Pacesetter Financial Group advises individuals, trusts, business and tax-exempt entities, and sponsors of company-sponsored 401(k) plans, managing approximately $145 million across discretionary and non-discretionary accounts. The firm applies Modern Portfolio Theory to build diversified portfolios mainly using asset-class mutual funds and provides personalized portfolio management as well as 401(k) plan design, oversight, and participant support.

Wealth management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
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