P.A. Schopen & Associates, LLC

P.A. Schopen & Associates provides portfolio management and related advisory services primarily to individual and high‑net‑worth clients, offering both discretionary and non‑discretionary management and preparing an Investment Policy Statement for each relationship. The firm advises across mutual funds, ETFs, equities, fixed income and real estate funds, tailoring asset allocation and selection to client objectives, risk tolerance, and time horizon.

The firm’s investment approach combines modern portfolio theory with fundamental, technical, quantitative and cyclical analysis, and uses a hybrid core of actively managed mutual funds alongside passive ETFs, with ongoing monitoring and rebalancing. Portfolio construction may include tools such as model allocations, trailing stop‑loss orders on ETFs, and direct indexing when appropriate, and client restrictions or preferences are documented in the IPS.

Compared with many peer firms of similar size, P.A. Schopen & Associates manages client assets in‑house rather than allocating to third‑party managers and discloses use of a broader set of products and strategies — including structured notes, buffer and inverse/leveraged ETFs, cryptocurrency exposure, and assistance with securities‑backed lines of credit (SBLOCs). The firm has also expanded its disclosures around emerging operational and market risks, including political risk and the firm’s use of AI tools for analysis and meeting recordings (clients may opt out), and it documents potential conflicts and fiduciary considerations when recommending these strategies.