OxenFree Financial

Gary Steer is a CFP® with 24 years of industry experience, currently serving as an advisor at OxenFree Financial. He previously worked at Steer Financial Advisors and Cadaret, Grant & Co., Inc. He is also involved in nonprofit work as secretary for World Renewal International and serves as financial secretary at Rock Harbor Covenant Church. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses, offering discretionary portfolio management, financial planning, and coaching services. The firm uses a combination of fundamental, technical, and cyclical analyses to tailor advice to clients’ objectives and maintains an affiliated accounting and tax service.

Luke Bunch is a financial advisor at OxenFree Financial in Melbourne, FL, holding a Series 65 license with two years of industry experience. Prior to joining OxenFree Financial, he worked at Affinity Financial Advisors and James Phillips P.A. Dba Phillips Financial Advisors, and spent nine years at Leggett & Platt Inc. Outside of advising, he is a solutions architect for a fintech company, treasurer of a homeowners association, and owner/operator of an online 3D print retail business. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses with discretionary portfolio management, financial planning, and consulting services. The firm typically manages accounts on a discretionary basis using a combination of fundamental, technical, charting, and cyclical analysis and offers subscription-style financial coaching.

Garth Moreau is a financial advisor at OxenFree Financial with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Cetera Investment Advisers LLC, Affinity Financial Advisors, and Phillips Financial Advisors. In addition to his advisory role, he is a licensed insurance agent selling life, annuities, and long-term care products, and he serves as a notary public. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses. The firm offers discretionary portfolio management, financial planning, and consulting, typically managing accounts with a long-term approach using a mix of fundamental, technical, and cyclical analyses.

John Sinchok is a financial advisor at OxenFree Financial with four years of industry experience. He holds a Series 65 designation and has previously worked at Phillips Financial Advisors and Affinity Financial Advisors. Outside of his advisory role, he is involved with OxenFree Technology LLC, a fintech company, where he serves as Media & Operations Coordinator. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses with discretionary portfolio management, financial planning, and consulting services. The firm employs a mix of fundamental, technical, and cyclical analyses and primarily advises using ETFs and mutual funds.

Nathan Kallal is a financial advisor at OxenFree Financial with five years of industry experience. He holds a Series 65 designation and previously worked at James Phillips PA DBA Phillips Financial Advisors and Affinity Financial Advisors. Outside of his advisory role, he is an operations coordinator for OxenFree Technology LLC, a fintech company. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses. The firm offers discretionary portfolio management, financial planning, and coaching, typically managing accounts using a mix of fundamental, technical, charting, and cyclical analyses with a long-term purchase approach.

Andrew Cettina is a financial advisor at OxenFree Financial in Melbourne, FL, holding a Series 65 credential with one year of industry experience. His prior roles include positions at EpicPRO Financial Management, Capital Choice, and SunTrust Bank. Outside of financial advising, he serves as a project coordinator for SENA-Tech LLC, an electrical contracting company. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses. The firm provides discretionary portfolio management, financial planning, consulting, and educational services, primarily advising in ETFs and mutual funds with a tailored, multi-analytical investment approach.

James Phillips is a financial advisor at OxenFree Financial in Melbourne, FL, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Cetera, Affinity Financial Advisors, and McDaniel Knutson Financial Partners. Phillips serves on the board of the Fellowship of Christian Athletes and holds leadership roles in several nonprofit organizations, including No Limits Academy and Church at Viera. He is also president of OxenFree Technology LLC, a fintech company. OxenFree Financial is an SEC-registered investment adviser serving individuals, charities, and businesses. The firm offers discretionary portfolio management, financial planning, consulting, and coaching services, primarily advising in ETFs and mutual funds while employing a range of analytical approaches and a long-term purchase strategy.

Erik Bryan is a financial advisor with OxenFree Financial in Melbourne, FL, holding Series 65 and Series 66 licenses. He has been with OxenFree Financial since 2025 and has a background in education, having worked for Brevard County Public Schools from 2011 to 2023. Outside of finance, he is the owner-operator of Brevard String Academy, a private music instruction business. OxenFree Financial serves individuals, charities, and businesses by providing discretionary portfolio management, financial planning, and consulting services. The firm uses a combination of fundamental, technical, and cyclical analyses with a long-term investment approach tailored to each client’s objectives.