Overwatch Management

Overwatch Management Group LLC provides discretionary portfolio management and financial planning to individual and business clients, producing written Investment Policy Statements and offering services that cover retirement, tax, and estate planning. The firm’s advice covers a range of instruments commonly used by advisers — mutual funds, ETFs, fixed income, annuities, private placements, and insurance products — and it delivers ongoing monitoring and quarterly reporting.

The firm states it relies on modern portfolio theory and a long‑term trading approach, documents client risk tolerance, and typically manages accounts on a discretionary basis; it may also subscribe client accounts to third‑party model portfolios through a model marketplace to implement allocations. Financial planning engagements include goal-based plans and estate planning coordination with outside advisors, and the firm provides written plans or periodic updates as described in engagement agreements.

Several features the brochure highlights that are less typical among peers include a disclosed employment‑related disciplinary event in 2022 and explicit affiliations that can give rise to conflicts of interest: advisers sell insurance through an affiliated insurance business and an affiliated accounting professional may offer clients accounting services. The brochure also describes integrated trust planning services with fixed‑fee arrangements (including advance payments to an attorney), participation in custodian‑sponsored educational programs and institutional benefits from custodians, and the firm’s management of a relatively modest asset base across its client relationships.