OverRidge Wealth Advisors

OverRidge Wealth Advisors serves individual and high‑net‑worth clients as well as business entities, trusts, estates and charitable organizations. The firm provides discretionary and non‑discretionary portfolio management, stand‑alone financial planning and consulting, and tactical management of variable annuity sub‑accounts.

Portfolios are constructed across individual equities, fixed income, mutual funds, ETFs and variable annuity investment options using fundamental, technical and charting analysis, with strategies that range from long‑term holdings to short‑term trading; the firm provides ongoing monitoring and may hold cash positions for defensive or liquidity purposes. OverRidge generally recommends Charles Schwab as custodian, uses account aggregation and reporting tools such as eMoney and Orion, and participates as an adviser in certain unaffiliated wrap/managed account programs (including AssetMark) for existing platform clients.

The brochure discloses several features that distinguish the firm from many peers: certain representatives continue to collect trail commissions from prior securities and commission‑based insurance sales and are registered with a broker‑dealer and as insurance agents, and the firm excludes variable annuities from AUM when ongoing trail commissions are received. It also notes negotiable and legacy fee schedules that can produce fee dispersion and discloses that AssetMark assesses a quarterly maintenance fee (which may be waived at certain platform balances), arrangements the firm identifies as potential conflicts of interest.