Outside The Box Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$9,516,469
Clients
36
17% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
36
HighAverage account size
$264,346
About
Outside The Box Financial Planning, LLC serves individuals, high‑net‑worth clients, and business entities by offering comprehensive financial planning, portfolio management, and coordination with third‑party investment managers. The firm also provides consulting for business owners and employee benefits, and it works with employer‑sponsored retirement arrangements such as pension and profit‑sharing plans.
The firm emphasizes a passive, index‑based investment approach, building portfolios from mutual funds and exchange‑traded funds to match client‑specific investment policy statements and risk tolerances. Ongoing services include continuous account supervision, periodic reviews, and integrated planning across cash flow, retirement, tax, insurance, and estate issues.
Noteworthy differences from many small independent advisers include a focus on business and retirement‑plan clients and the principal’s life and health insurance licensure, though the firm does not sell insurance products through the advisory practice. The firm recently implemented a tiered, cliff‑based AUM billing schedule and uses both traditional custodial relationships and an automated, ETF‑only platform for model‑driven portfolio implementation, which can constrain customization to ETF selections unless investments outside the platform are recommended.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
College savings (529s, UTMA, etc.)
Business sale tax planning
Cash flow / budgeting
Debt management
Retirement withdrawal strategies
Fee options
Financial Planning Fixed Fee generally ranges from $3,500 to $15,000
$0 - $150,000: 2.00% $150,001 - $350,000: 1.50% $350,001 - $750,000: 1.00% $750,001 - $2,000,000: 1.00% (Includes Comprehensive Financial Planning) $2,000,000+: 0.75% (Includes Comprehensive Financial Planning)
$250 to $450 per hour depending on complexity
Comprehensive Financial Planning ongoing fee paid monthly in advance at $300 to $2,500 per month
Fee-only: Comprehensive Financial Planning: $3,600 - $15,000 upfront plus $300 to $2,500 per month; Financial Planning Fixed Fee: $3,500 - $15,000; Financial Planning Hourly Fee: $250 - $450 per hour.
Main office location
Outside The Box Financial Planning, LLC
Wheeling IL, United States
Number of offices
1
Most active in
Outside The Box Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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