Oswego Private Wealth Management

Oswego Private Wealth Management provides ongoing investment management, wealth planning, and business transition services tailored to client needs. The firm’s brochure lists its client base as individuals (with an emphasis on high‑net‑worth clients), employer‑sponsored retirement plans, charitable organizations, trusts, estates and other business entities.

Oswego generally manages accounts on a discretionary basis, uses fundamental and cyclical analysis in constructing portfolios, and employs mutual funds, ETFs and third‑party subadvisors when appropriate to implement strategic asset allocation and rebalancing. Accounts are monitored on an ongoing basis with objectives reviewed at least annually, and the firm may use a third‑party advisory platform and subadvisor arrangements to execute and oversee portions of client portfolios.

What is noteworthy is that, despite being a small independent adviser, the firm explicitly serves institutional‑type clients (employer plans and charitable organizations) in addition to high‑net‑worth individuals and offers structured business transition planning and personal “chief financial officer” coordination with clients’ CPAs, attorneys and other advisors. The brochure also discloses that its investment adviser representatives are licensed to sell insurance products and may receive commissions for such sales, a practice the firm identifies as a potential conflict of interest.