Optivise Advisory Services LLC

Optivise Advisory Services provides portfolio management and financial planning to a mix of individual and institutional clients, including high-net-worth individuals, pension and profit-sharing plans, and financial institutions. The firm also offers ERISA-plan advice and a co‑advisory program for employer‑sponsored defined contribution plans that delivers participant guidance via an online dashboard.

Investment advice is delivered through discretionary model portfolios managed internally or by sub‑advisors, with allocations built from mutual funds, ETFs, equities, bonds, options, REITs and annuity products; the firm monitors accounts continuously and may use option strategies and margin when appropriate. Advisor relationships typically involve written agreements and ongoing reviews, and the firm may outsource model management to third‑party managers while retaining oversight and the authority to hire or fire sub‑advisors.

Optivise is notable for offering a subscription‑priced, co‑advisory service for plan participants (a recurring $30–$200 monthly fee processed via Stripe through a co‑advisory partner) and for providing Advisory Institutional Services (AIS) — compliance, operational consulting and bundled technology — to other investment advisers. The firm’s ownership includes CPAs and principals of Financial Architects & Consultants, and it operates an affiliated insurance marketing entity (AdvisorWorx) and distributes insurance and precious metals through associated persons, arrangements that the brochure discloses and addresses as potential conflicts of interest.