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Optimum Wealth Management, LLC

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Total assets under management

$18,196,713

Total clients

21

24% high-net worth

Total advisors

1

of 1 employees

Firm size

Independent

1 advisor

Average clients per advisor

21

Average account size

$866,510

About

Optimum Wealth Management, LLC is a small, fee‑based independent investment adviser serving mainly individual clients and retirement plans, managing approximately $18.2 million across about 21 client relationships. The firm provides discretionary asset management, financial planning, and retirement‑plan consulting (including limited‑scope 3(21) and 3(38) ERISA services), and also offers oversight of held‑away plan assets through an account‑aggregation service.

The firm implements client strategies using model portfolios and third‑party sub‑advisors that perform research, trading, and back‑office functions while the firm supervises allocation and client communications. Accounts are monitored with periodic reviews and may include tax‑aware techniques and direct indexing; the firm has disclosed use of AI tools for research and meeting transcription and permits clients to opt out of recordings.

Distinctive aspects include the firm’s no‑cost public seminars and workshops and its formal pension consulting practice, both of which are less common among peers. The firm recently updated its disclosures to address political‑risk considerations and risks related to direct indexing and AI, and the managing member maintains a separate, limited insurance practice and occasional outside business activities.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k) General estate planning guidance

Occupation focus

Founder/Business Owner

Fee options

Percentage

$0 - $50,000: 1.40% $50,000.01 - $100,000: 1.35% $100,000.01 - $500,000: 1.15% $500,000.01 - $1,000,000: 1.00% $1,000,000.01 - $5,000,000: 0.70% $5,000,000.01+: 0.55%

Project-based

$150 per hour for financial planning

Main office location

Optimum Wealth Management, LLC

Pierre SD, United States

Number of offices

1

Most active in

Iowa · Nebraska · South Dakota

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Warmer team member

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