Optimum Wealth Management, LLC

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Client assets under management

$70,754,000

Clients

66% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$862,854

About

Optimum Wealth Management, LLC provides discretionary investment management, comprehensive financial planning, and limited-scope hourly planning to individual and high-net-worth clients. The firm reports managing roughly $70.8 million for about 82 clients and operates with two investment professionals.

The firm uses a strategic asset-allocation framework with a core‑and‑satellite approach, relying on passively managed index and ETF holdings as the core and selectively adding actively managed funds or individual securities as satellites; each client relationship is documented with an investment policy statement and clients may impose investment restrictions. Portfolio analysis draws on multiple methods (fundamental, technical, charting, cyclical) and OWM accepts written discretionary trading authority to implement client-approved strategies.

Distinctive features include a formal sub‑advisory and back‑office arrangement with a specialist provider for trade processing and reporting, and the firm also offers sub‑advisory investment management to other unaffiliated RIAs. The firm’s principal maintains a substantial non‑advisory occupation as an airline pilot (allocating roughly half his time to that role), the firm does not vote client proxies, and the brochure notes attention to third‑party technology risks (including AI/machine‑learning) with related due diligence.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning General tax planning College savings (529s, UTMA, etc.) Passive / index investing

Occupation focus

Airline Pilot

Fee options

Fixed

Fixed fee for financial plans starting at $1,500, not negotiable; fees may increase if scope changes

Percentage

$0 - $250,000: up to 1.65%, with minimum annual fee $3,750 $250,000+: up to 1.65%, with minimum annual fee $3,750

Project-based

Hourly planning services at $200 per hour

Other

Account minimum: $250,000 Minimum fee: Minimum annual fee of $3,750 for Advisory Service Agreement, non-negotiable Fee-only: Fee-only financial planning and investment management services; no commissions received by firm

Most active in

Georgia

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 678-778-2694

Advisors at this firm

Michael C

Series 65

Woodstock, GA

Optimum Wealth Management, LLC

Michael Cordak is a financial advisor at Optimum Wealth Management, LLC with 16 years of industry experience. He holds a Series 65 designation and has worked at Optimum Wealth Management since 2010. In addition to his advisory role, he has been a commercial airline pilot for Delta Airlines since 2006. Optimum Wealth Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, and small businesses. The firm employs a strategic asset-allocation approach combining passive index and ETF positions with selective active management, focusing on global diversification and integrating investment advice with broader life-planning topics.

General retirement planning General tax planning College savings (529s, UTMA, etc.) Passive / index investing Airline Pilot

Loyd C

Series 63, Series 65

Woodstock, GA

Optimum Wealth Management, LLC

Loyd Crowe is a financial advisor with Optimum Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at Optimum Wealth Management since 2017 and has been associated with LAC Wealth Management since 2006. Outside of his advisory roles, Crowe serves as managing partner of P&C Partnership, LLC, focusing on administrative and investment matters. Optimum Wealth Management provides personalized financial planning and discretionary investment management to individual and high-net-worth clients and small businesses. The firm employs a strategic asset-allocation approach combining passive index and ETF core holdings with selective active satellite managers, implementing investment decisions under discretionary authority with regular client reviews.

General retirement planning General tax planning College savings (529s, UTMA, etc.) Passive / index investing Airline Pilot

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