Optimum Retirement Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$85,381,282
Total clients
37
86% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
37
Average account size
$2,307,602
About
Optimum Retirement Planning serves individual clients, including high-net-worth households, offering ongoing comprehensive financial planning, discretionary investment management, and project-based planning. The firm also provides access to insurance product analysis through a third-party platform, with any insurance sales effected by licensed agents rather than the firm.
The firm primarily builds passive, asset-class portfolios using index funds and ETFs while also applying fundamental, technical, and cyclical analysis to inform allocation and security decisions; accounts are managed on a discretionary basis with regular reviews. Clients receive written financial plans when requested, and the adviser discloses quarterly account reviews and custodial reporting from the chosen custodian.
Compared with many independent advisers, the firm does not charge percentage-of-assets-under-management fees, an uncommon fee choice in this peer group. It manages a substantial amount of assets for a relatively small client roster, operates from multiple office addresses despite a very small advisory team, and reports no third-party commissions or related-party compensation.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Retirement income strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General tax planning
Fee options
Project-Based Financial Planning fixed fee ranges from $2,500 to $7,500, negotiable
Account minimum: $500,000 (may be waived at discretion) Fee-only: Project-Based Financial Planning fixed fee ranges from $2,500 to $7,500, negotiable
Main office location
Optimum Retirement Planning LLC
100 S. Saunders Road, Suite 150
Lake Forest IL 60045, United States
Number of offices
4
Most active in
Optimum Retirement Planning LLC has reported serving >5 clients in these states in the last 12 months.
California · Illinois · Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
Instagram
YouTube
Website
847-497-5935
Advisors at this firm
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