Optima Asset Management Inc

Optima Asset Management provides fee‑only investment advisory and limited financial planning services to individuals, high‑net‑worth investors, pension and trust clients. The firm operates as a master investment adviser offering portfolio construction and ongoing non‑discretionary supervision, managing $657,409,445 on a non‑discretionary basis across 273 accounts.

The firm follows a top‑down, asset‑class approach grounded in modern portfolio theory and mean‑variance optimization, using advanced software and proprietary models to construct statistically optimized, low‑turnover, tax‑efficient portfolios composed of mutual funds, ETFs, and third‑party sub‑advisers. Portfolios are established from a client‑specific Investment Policy and are monitored with daily and monthly statistical comparisons to benchmarks; Optima implements changes only with client authorization because it does not have investment discretion.

Distinctive features include the combination of a relatively small senior team and a large AUM base managed largely on a non‑discretionary basis, resulting in a high AUM per advisor and a consultancy‑style relationship coordinating sub‑advisers. The firm emphasizes quantitative due diligence through an Investment Policy Committee that conducts daily reviews, provides detailed quarterly performance reporting, and includes financial planning services within its advisory fee while maintaining a $1,000,000 aggregate account minimum (waivable).