O
Opine Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Opine Financial Advisors describes its practice as providing fee-only, hourly financial planning and investment advice to individuals, families, and small tax‑exempt organizations, and it also offers tax preparation services through an affiliation with a national tax‑preparation franchise. The brochure states the firm does not act as a custodian and that clients retain control of their assets.
The firm employs a strategic asset allocation approach using a core‑and‑satellite design—passive index and ETF exposure as the core with selective active funds, stocks, and bonds added where appropriate—and documents client objectives in written investment policy statements. It relies on third‑party research sources and delivers written financial plans and periodic reviews, while not accepting discretionary trading authority so clients make the final investment decisions.
Noteworthy for a firm classified as an investment manager, Opine uses an hourly, fee‑only billing model and explicitly disavows percentage‑of‑assets and performance‑based fee arrangements, and it does not take custody of client assets. The firm’s explicit tax‑preparation affiliation and stated focus on individual households and small charitable or tax‑exempt organizations are atypical for managers that primarily oversee pooled or institutional assets.
Client services
Financial planning
Expertise
General retirement planning
Tax-loss harvesting
College savings (529s, UTMA, etc.)
General tax planning
Cash flow / budgeting
Fee options
$200.00 per hour for financial planning, limited scope engagements, and follow-on implementation work
Account minimum: No account minimums to receive services Fee-only: $200.00 per hour for financial planning and hourly planning engagements
Main office location
Opine Financial Advisors
3903 Main Street
Kansas City MO 64111, United States
Number of offices
2
Most active in
Opine Financial Advisors has reported serving >5 clients in these states in the last 12 months.
Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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