Open Path Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Open Path Financial provides fee-only financial planning and advisory services to individuals, families, businesses, trusts, and similar organizations through one-on-one consultations and project engagements. Rather than managing client investment accounts, the firm delivers planning, investment analysis, and related advice on an hourly or fixed-project basis.
The firm’s advice emphasizes long-term, diversified exposure to low-cost funds and tax-aware strategies, generally favoring broad index funds and ETF-based allocation tailored to client goals. Work is delivered on a time-based schedule and typically concludes upon delivery of the plan, with clients able to re-engage for follow-up hourly consultations or ongoing hourly advising.
Distinctive for a firm in the investment-manager category, Open Path bills on an hourly, fee-only basis and does not charge percentage-of-assets fees, maintain assets under management, or take custody or trading authority over client funds. It also offers a subscription to the modeling software it uses and operates an affiliated education business that provides public financial education and workshop-style content, a combination of services that is uncommon among peers.
Client services
Financial planning
Expertise
Early retirement planning
Retirement income strategy
General tax planning
ESG / Sustainable investing
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Executive
Demographic focus
FIRE (Financial Independence Retire Early)
Fee options
Financial Insight Consultation: $3,400; Open Path Software Suite Subscription: $649 per year billed semi-annually in 50% increments; Comprehensive Financial Planning fees range from $6,375 to $21,250 or more depending on complexity.
$425 per hour billed in six-minute increments.
Open Path Software Suite Subscription at $649 per year, billed semi-annually in 50% increments.
Fee-only: Hourly fee of $425 per hour billed in six-minute increments (0.1 hours). Fees vary based on time and complexity; comprehensive planning fees range from $6,375 to $21,250+ depending on complexity level.
Main office location
Open Path Financial
5661 Ekwill St., Suite 101
Goleta CA 93117-3943, United States
Number of offices
1
Most active in
Open Path Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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