O
Onward Fi, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,813,546
Total clients
23
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
23
Average account size
$470,154
About
The firm provides ongoing, one-on-one financial planning and investment management to individual clients, combining portfolio oversight with written comprehensive plans that address net worth, cash flow, insurance, retirement, college planning, and estate considerations. Engagements are structured as continuing advisory relationships in which the firm collects suitability and planning data to tailor recommendations and meet clients’ objectives.
The investment approach is primarily passive and grounded in Modern Portfolio Theory, using diversified index mutual funds and ETFs to emphasize low internal costs, limited trading, and tax efficiency. The firm also supplements its core passive framework with fundamental, technical, and cyclical analysis to inform sector or security decisions and offers retirement-plan participant advice under the PTE 2020‑02 fiduciary standard while not initiating trades in employer-sponsored plan accounts.
Noteworthy features for a small advisory practice include roughly $10.8 million in discretionary assets across about two dozen clients and a principal who holds CFP®, CPA and PFS credentials with a background in tax and accounting, which informs the firm’s planning and tax-aware oversight. The firm recommends a fully digital, commission-free custodian (Altruist) for account integration, reports no outside affiliations or performance‑based fees, and discloses no disciplinary history.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
General estate planning guidance
Passive / index investing
Fee options
$0 - $150,000: $1,500 (flat annual fee) $150,001 - $550,000: 1.00% $550,001+: $5,500 (flat annual fee)
Minimum fee: $1,500 per year minimum fee
Main office location
Onward Fi, LLC
Plainfield IN, United States
Number of offices
1
Most active in
Onward Fi, LLC has reported serving >5 clients in these states in the last 12 months.
Indiana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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