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OnTrack Wealth Management

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Client assets under management

$112,418,745

Clients

76

43% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

38

Low

Average account size

$1,479,194

About

OnTrack Wealth Management serves individuals, high‑net‑worth clients, and charitable organizations with ongoing comprehensive financial planning and portfolio management. The firm’s service set also includes retirement plan consulting for employer plan sponsors and basic personal tax return preparation as part of its client offerings.

The firm builds client‑specific investment policy statements and combines fundamental, technical, charting, and cyclical analysis with modern portfolio theory to construct portfolios. When appropriate it implements passive, low‑cost exposures and provides discretionary investment management, and it can coordinate or implement strategies in held‑away accounts (for example, 401(k) plans, 529s, and variable annuities) using order management tools.

What distinguishes OnTrack relative to many peers is the integration of basic tax return preparation into its advisory services and the explicit support for held‑away account rebalancing and discretionary implementation alongside custodial accounts. The firm operates with a small advisory team overseeing roughly 76 client relationships and pairs individual financial planning with employer retirement plan consulting, a combination that is less common for firms of similar size.

Client services

Financial planning Portfolio management Pension consulting Tax preparation services

Expertise

General retirement planning Income planning College savings (529s, UTMA, etc.) General estate planning guidance Tax-loss harvesting

Fee options

Fixed

$3,000 upfront fee for Standalone Ongoing Comprehensive Financial Planning

Percentage

$0 - $500,000: 1.20% annually $500,001 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.80% annually $5,000,001 - Negotiable: Negotiable

Subscriptions

Ongoing Comprehensive Financial Planning ongoing fee: $750 per quarter ($250 per month)

Other

Fee-only: Standalone Comprehensive Financial Planning: $3,000 upfront plus $750 per quarter ($250 per month) ongoing; 20% discount after 5 years

Main office location

OnTrack Wealth Management

8540 N Canton Center Rd

Canton MI 48187, United States

Number of offices

2

Most active in

More info

Michigan · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website 734-751-6818

Advisors at this firm

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user avatar

James B

CFP®, Series 66

Plymouth, MI

OnTrack Wealth Management

James Burns is a CFP® professional with 12 years of industry experience currently serving as an advisor at OnTrack Wealth Management. His prior roles include positions at Bank of America, Merrill Lynch, and Vintage Financial Services. Burns holds the Series 66 designation and is based in Plymouth, Michigan. OnTrack Wealth Management serves individual and high-net-worth clients as well as charitable organizations, offering investment management, comprehensive financial planning, retirement plan consulting, and basic personal tax return preparation. The firm combines Modern Portfolio Theory and passive portfolio construction with multiple analysis methods to create client-specific portfolios and provides ongoing portfolio oversight, including for held-away accounts.

General retirement planning Income planning College savings (529s, UTMA, etc.) General estate planning guidance Tax-loss harvesting
user avatar

Jeremiah W

CFP®, Series 65

Canton, MI

OnTrack Wealth Management

Jeremiah Whiddon is a CFP® and Series 65-registered advisor with six years at OnTrack Wealth Management and a prior six-year tenure at Atlas Oil Company. He has four years of industry experience and is based in Canton, MI. OnTrack Wealth Management serves individual and high-net-worth clients as well as charitable organizations, offering investment management, comprehensive financial planning, retirement plan consulting, and basic personal tax return preparation. The firm combines Modern Portfolio Theory and passive portfolio construction with multiple analysis methods to develop client-specific portfolios, providing discretionary management and oversight of held-away accounts.

General retirement planning Income planning College savings (529s, UTMA, etc.) General estate planning guidance Tax-loss harvesting
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