OnlyFunds
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$314,147
Clients
12
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$26,179
About
OnlyFunds provides automated, software-based investment advisory and portfolio management services to U.S. individuals, trusts, and other eligible entities through brokerage accounts opened at Betterment or Interactive Brokers. The firm delivers fully discretionary management via an online client portal and emphasizes accessibility with no stated account minimums to facilitate retail participation.
The firm’s investment process is grounded in Modern Portfolio Theory and implemented through algorithmic portfolio construction, ETF selection, continuous monitoring, and periodic rebalancing; it derives individualized risk profiles using both objective financial measures and subjective risk‑tolerance questions. OnlyFunds generally follows a long‑term, buy‑and‑hold philosophy and may utilize platform features such as tax‑loss harvesting and automated rebalancing available through its third‑party providers.
OnlyFunds is unusual among single‑advisor independent firms in operating entirely as an internet adviser and in its use of endorsements and testimonials in advertising; the brochure discloses paid social‑media influencers, third‑party solicitors, and promotional campaigns that can include fee reductions or other limited offers. The firm’s reliance on third‑party platforms (Betterment as a sub‑advisor/portal and IBKR for custody/trading) also distinguishes how it delivers execution, proxy voting, and certain client services compared with more traditional advisers.
Client services
Portfolio management
Expertise
Tax-loss harvesting
Fee options
Flat fees or reduced fees may be offered during promotional campaigns or to certain clients at discretion of OnlyFunds
No more than 1.5% annually, charged quarterly and calculated daily
Most active in
OnlyFunds has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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