OneAmerica Securities, Inc.

Although classified primarily as an investment manager for pooled vehicles and institutional assets, OneAmerica Securities, Inc. provides advisory services to a range of clients including individual and high-net-worth investors, businesses, charitable institutions, and employer-sponsored retirement plans. Services include access to third‑party asset management programs, financial planning, hourly consulting, and retirement-plan consulting that can include ERISA 3(38) manager selection support and participant education.

The firm operates an open‑architecture platform that links clients to multiple Account Managers and TAMPs (including Envestnet, Lockwood, and Sawtooth) offering wrap fee programs, SMAs, UMAs, and a discretionary AMP program managed by its Investment Advisor Representatives (IARs). Most managed accounts are advised on a non‑discretionary basis by IARs who also assist in selecting and monitoring third‑party managers; fees are primarily asset‑based and many programs combine management and administrative fees in a wrap structure.

OneAmerica Securities is also a registered broker‑dealer and a licensed insurance agency affiliated with American United Life Insurance Company and OneAmerica Asset Management, and its IARs are typically dually registered and licensed as insurance agents — arrangements that can result in both advisory fees and commissions. The firm sponsors wrap programs, provides employer retirement consulting and educational seminars, charges fixed and hourly fees for planning and consulting, and discloses past FINRA censures and monetary fines related to registration filings and trade supervision.