One Life Financial Group, Inc.

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Client assets under management

$118,200,000

Clients

200

38% high-net worth

Advisors

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$591,000

About

One Life Financial Group serves individuals — including high‑net‑worth clients — as well as trusts, estates and business entities; the firm reports about $118 million in discretionary assets under management across roughly 200 clients and offers wealth management, financial life planning, held‑away retirement plan advice, and one‑time consulting engagements. Client relationships are organized into tiered service plans (Silver, Gold, Platinum) that combine ongoing planning and portfolio services.

The firm delivers discretionary portfolio management guided by Investment Policy Statements and regular account reviews, and its investment analysis draws on fundamental, technical, and cyclical methods. As part of its held‑away wealth management, One Life reviews employer‑sponsored retirement plan documents and tailors recommendations to clients’ plan options and objectives.

Notable operational features include a firm limit of 135 households and a policy of onboarding no more than three new clients per month, which constrains capacity and intake pacing. One Life also discloses the use of client testimonials in its advertising — an uncommon practice among peers — and structures its planning fees so that held‑away retirement and similar accounts are covered by the flat planning fee rather than charged a separate percentage‑of‑AUM fee.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Social Security optimization Annuities Wealth management Retirement income strategy Cash flow / budgeting

Fee options

Fixed

Fixed fees from $1,000 to $15,000 for one-time planning/consulting services.

Percentage

$0 - $100,000: 1.49% typical annual fee $100,000.01 - $350,000: 1.297% typical annual fee $350,000.01 - $850,000: 0.979% typical annual fee $850,000.01 - $1,850,000: 0.897% typical annual fee $1,850,000.01 - $3,350,000: 0.797% typical annual fee $3,350,000.01 - $5,350,000: 0.697% typical annual fee $5,350,000.01 - $8,350,000: 0.479% typical annual fee $8,350,000.01 - $13,350,000: 0.379% typical annual fee $13,350,000.01 - $23,350,000: 0.297% typical annual fee $23,350,000.01+: 0.179% typical annual fee

Project-based

Hourly rates between $150 and $350 per hour for one-time consulting services.

Other

Account minimum: $750,000 Minimum fee: Minimum annual fees of $5,000 (Silver), $15,000 (Gold), and $25,000 (Platinum) under the Bundled Service Plan Fee-only: Ongoing Financial Planning and Consulting services with negotiable flat fees; initial fees typically range from $900 to $30,000; ongoing annual fees typically range from $1,800 to $15,000 depending on complexity.

Main office location

One Life Financial Group, Inc.

White Bear Lake MN, United States

Number of offices

Most active in

Iowa · Minnesota · South Carolina · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 763-251-8040

Advisors at this firm

Brian L

Series 65, Series 66

White Bear Lake, MN

One Life Financial Group, Inc.

Brian Lahr is a financial advisor at One Life Financial Group, Inc. with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Clover Financial Technologies, LLC and managed the Lahr Family Farm. He has been with One Life Financial Group since 2015. One Life Financial Group serves individuals, high-net-worth clients, trusts, estates, corporations, and other business entities, providing wealth management, financial life planning, education account management, coaching, and consulting services. The firm customizes investment programs based on clients’ goals, time horizons, and risk tolerance, employing fundamental, technical, and cyclical analysis.

Social Security optimization Annuities Wealth management Retirement income strategy Cash flow / budgeting

Joshua J

CFP®, Series 65

White Bear Lake, MN

One Life Financial Group, Inc.

Joshua Jenson is a CFP®-certified financial advisor with seven years of industry experience, currently serving at One Life Financial Group, Inc. since 2018. Prior to this, he worked at Protiviti and operates Jenson Consulting, where he provides accounting, project management, and technology systems consulting for small businesses. One Life Financial Group serves individuals, high-net-worth clients, trusts, estates, corporations, and other business entities with wealth management, financial life planning, and coaching services. The firm offers discretionary portfolio management and held-away wealth management, using a tailored investment approach based on fundamental, technical, and cyclical analysis.

Social Security optimization Annuities Wealth management Retirement income strategy Cash flow / budgeting

Franklin S

Series 65

White Bear Lake, MN

One Life Financial Group, Inc.

Franklin Strobeck is a financial advisor with One Life Financial Group, Inc. in White Bear Lake, MN, holding a Series 65 designation and six years of industry experience. His prior work includes roles at U.S. Bank, Abbot Downing, M.A. Mortenson, and the University of Northwestern. One Life Financial Group serves individuals, high-net-worth clients, trusts, estates, corporations, and other business entities with wealth management, financial life planning, education account management, coaching, and consulting services. The firm customizes investment programs based on client goals, time horizon, and risk tolerance, employing fundamental, technical, and cyclical analysis with regular account monitoring.

Social Security optimization Annuities Wealth management Retirement income strategy Cash flow / budgeting

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