One Day In July LLC

One Day In July LLC provides discretionary portfolio management and limited financial planning to individuals, high-net-worth clients, trusts, charitable organizations, corporations, and employee benefit plans. The firm offers both custodian-linked and held-away account services and acts as a section 3(21) investment consultant for retirement plans while also providing participant-level discretionary management when clients engage separately.

ODIJ employs an asset-allocation approach with a preference for low-cost, passively managed ETFs and periodic rebalancing tied to client risk tolerance; the firm may also use short-term trading and margin in limited circumstances. It offers a distinct environmental investing option that screens funds by carbon intensity and fossil fuel reserve metrics and allows clients to add concentrated “impact portfolio” positions focused on clean-energy ETFs.

Compared with many team firms, ODIJ publishes frequent electronic newsletters and a quarterly mailed booklet, hosts free webinars and in-person “Lunch-and-Learns,” and conducts promotional outreach such as website sweepstakes and transfer incentives. For plan clients the firm presents mutual-fund model asset-allocation portfolios and illustrations of hypothetical allocations, reflecting its broader use of educational materials and promotional features in its marketing and client engagement.