On Track Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$78,000,000
Total clients
145
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
145
Average account size
$537,931
About
On Track Financial is an independent, owner-operated registered investment adviser that provides financial planning, estate planning, insurance consulting and investment advisory services to individuals and high‑net‑worth clients. The firm reports managing about $78 million across roughly 145 client relationships and offers ongoing portfolio management alongside planning services.
The firm favors diversified allocations across mutual funds, ETFs and individual securities—mixing growth, value and index strategies across capitalization ranges and including bond exposure to government, corporate, high‑yield and municipal markets—to align portfolios with clients’ risk tolerance, tax and estate considerations. Portfolios are reviewed periodically and may include legacy holdings (for example loaded mutual funds, closed‑end funds and REITs) brought in from prior accounts; the adviser operates with discretionary authority over certain accounts while maintaining a review and approval process with clients.
Distinctive for a solo independent RIA, the firm’s principal also maintains a registered‑representative relationship with a broker‑dealer, and the brochure notes the use of discount broker custodians and the potential for brokerage commissions in executing transactions. The firm also documents a formal Code of Ethics, does not vote client proxies (clients retain proxy voting responsibility), and discloses that it implements client reviews on a rolling six‑ to nine‑month schedule.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General estate planning guidance
Wealth management
Fee options
$0 - $100,000: 1.50% $100,001 - $250,000: 1.25% $250,001 - $1,000,000: 1.00% $1,000,001+: 0.75%
Commissions charged separately for purchase or sale of securities; fees do not include commissions.
Account minimum: $150,000
Main office location
On Track Financial LLC
156 West Road
Canterbury NH 03224, United States
Number of offices
2
Most active in
On Track Financial LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Maine · Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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