On Course Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$77,830,000
Clients
30
97% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
30
TypicalAverage account size
$2,594,333
About
On Course Financial Planning provides financial planning and investment advisory services primarily to individual clients, including high-net-worth individuals. The firm offers written financial plans billed on an hourly basis and separately managed investment accounts billed as asset-based advisory engagements.
The firm employs a passive, indexing approach using globally diversified portfolios of index mutual funds and ETFs, with asset-allocation decisions made after a client risk questionnaire and implemented on a discretionary basis. Accounts are reviewed at least annually, portfolios are rebalanced periodically, and the adviser operates under a fee-only, fiduciary model without performance-based fees.
What is distinctive is the firm’s scale and operating model: it manages roughly $69 million in discretionary assets for about 30 clients as a single-advisor practice, resulting in a relatively high level of assets per advisor while maintaining no stated account minimum. The brochure also discloses key-man risk and a formal succession arrangement with another advisory firm to address continuity, and notes operational choices — such as not aggregating trades and not voting client proxies — that differ from many peers.
Client services
Financial planning
Portfolio management
Expertise
Passive / index investing
General retirement planning
Fee options
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.50% $2,000,001+: 0.25%
Negotiable up to $200 per hour for financial planning services
Fee-only: Fee-only (no commissions)
Main office location
On Course Financial Planning
Woodinville WA, United States
Number of offices
1
Most active in
On Course Financial Planning has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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