Oliver Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
40
88% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
40
Average account size
$0
About
Oliver Financial Planning is a small, fee‑only registered investment adviser that provides ongoing financial planning and investment advice to individuals, including some high‑net‑worth clients, and also serves two privately held Florida limited‑liability companies that compensate the firm on a program‑fee basis. Services are delivered primarily through an ongoing Financial Planning Program (with periodic update meetings and access to a financial‑planning application) and occasional hourly consultations.
The firm’s investment work centers on determining target asset allocations and recommending primarily low‑cost mutual funds and exchange‑traded funds, favoring passive index exposures and a buy‑hold‑and‑rebalance approach with annual rebalancing guidance and semiannual review meetings. Oliver Financial Planning provides specific reallocation instructions for client accounts but does not execute trades, exercise investment discretion, or take custody of client assets.
Noteworthy features relative to peers include its explicit avoidance of percentage‑of‑AUM fees in favor of fixed program and hourly fees and the combination of advising (rather than trading or discretionary management) while also providing services to privately held investment entities under the same program‑fee model — the brochure notes those entities are not solicited to other clients. The firm also emphasizes a fiduciary code of ethics and written planning and rebalancing processes for a compact client base.
Client services
Financial planning
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
One-time Start-up Fee equal to half a year’s worth of Program Fees (e.g., $1,920 to $5,100 depending on net worth). Ongoing monthly or quarterly Program Fees.
$0 - $2,000,000: 0.24% annually on net worth $2,000,000+: 0.12% annually on net worth above $2 million
$350 per hour for CFP professionals; $175 per hour for Paraplanners; billed in six-minute increments.
Minimum fee: Minimum monthly Program Fee of $320 Fee-only: Financial Planning Program fees charged as a flat percentage of net worth; no commissions or third-party payments received.
Main office location
Oliver Financial Planning LLC
202 E. Washington Street, Suite 303
Ann Arbor MI 48104, United States
Number of offices
1
Most active in
Oliver Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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