Oliveira Wealth

Updated today

Find your advisor

Client assets under management

$265,180,452

Clients

988

15% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

494

Very High

Average account size

$268,401

About

Oliveira Wealth advises individuals (including high-net-worth clients), trusts, retirement plans and business entities, providing discretionary asset management, financial planning, and retirement plan consulting. The firm also offers specialized tax-oriented cost segregation services for eligible real estate owners through partnerships with RCG Valuation & Monetization, Inc. and Tangible Property Tax Methods.

Investment programs are tailored to client objectives and implemented primarily through asset-allocation strategies that favor ETFs, fixed income and a mix of mutual funds and structured products, with ongoing monitoring and rebalancing under discretionary authority. The firm also provides standalone financial plans and consulting engagements and may use margin in certain accounts when appropriate.

Distinctive for a supported firm, Oliveira Wealth’s representatives are also registered representatives of Simplicity Investments and licensed insurance agents, enabling the sale of commissionable securities and insurance products; the firm discloses and manages the resulting conflicts through disclosures and its code of ethics. The firm manages an unusually large client base relative to its advisor count (nearly 1,000 clients with two advisors) and relies on institutional custodial and support services from Charles Schwab, including transition and business-support assistance, to help scale its operations.

Client services

Financial planning Portfolio management Pension consulting

Fee options

Fixed

Financial planning and consulting services may also be charged as flat fees up to $25,000.

Commissions

Representatives are registered representatives of Simplicity Investments and receive commissions on sales of securities and insurance products.

Project-based

Financial planning and consulting services charged on hourly basis up to $750/hour.

Main office location

Oliveira Wealth

810 Standiford Ave, Suite 1

Modesto CA 95350, United States

Number of offices

Most active in

California · Texas · Washington

Disclosures

Business activities & affiliations

Is active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

209-579-2332

Advisors at this firm

Thomas O

Series 63, Series 65

Modesto, CA

Oliveira Wealth

Thomas Oliveira is a financial advisor with Oliveira Wealth in Modesto, CA. He holds the ChFC® designation and Series 63 and 65 licenses, and has 29 years of industry experience. His prior work includes 15 years at LPL Financial and ongoing affiliation with The Leaders Group Inc. Outside of advising, he is involved in managing real estate and related business activities. Oliveira Wealth serves individuals, trusts, pension and profit-sharing plans, and businesses, offering discretionary asset management, financial planning, retirement plan consulting, and cost segregation services. The firm employs individualized portfolios with a preference for ETFs and fixed income, and distinguishes itself with a broker-dealer affiliation and specialized tax and retirement plan consulting services.

Christopher S

Series 63, Series 65

Modesto, CA

Oliveira Wealth

Christopher Sharp is a financial advisor with Oliveira Wealth in Modesto, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked with Oliveira Wealth since 2019 and has been affiliated with The Leaders Group since 2021. Prior to his financial advisory career, his background includes roles in agriculture services and the restaurant industry. Oliveira Wealth serves individuals, trusts, pension and profit-sharing plans, and businesses, offering discretionary asset management, financial planning, retirement plan consulting, and cost segregation services. The firm uses a range of investment strategies and emphasizes specialized services such as ERISA-aware retirement plan consulting and cost segregation tax analyses.

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support