OFG Financial Services, Inc.

OFG Financial Services provides investment advisory and planning services to individuals and corporations, serving about 843 client relationships through a team of 37 advisors with roughly $270 million in assets under management. Services include ongoing portfolio management, written financial planning and consulting, and access to third‑party timing and management platforms such as Orion, Schwab, and AssetMark.

The firm employs fundamental analysis to build portfolios that most often emphasize no‑load mutual funds and a mix of listed securities, and it provides advice on both long‑ and short‑term investments. OFG manages client accounts on a non‑discretionary basis only (it does not accept discretionary trading authority), and it documents client objectives and restrictions before implementing recommendations.

Compared with many peers, OFG maintains an affiliated broker‑dealer and many of its investment adviser representatives also act as registered representatives or insurance agents, receiving separate commissions for brokerage or insurance transactions; the brochure discloses this arrangement and related supervisory procedures. The firm does not report a focus on high‑net‑worth clients, notes that associated persons may spend substantial time on non‑advisory broker‑dealer and insurance activities, and it discloses a past FINRA finding tied to broker‑dealer email supervision that the firm says has been remedied.