Off the Beaten Path Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,103,056
Clients
29
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
29
TypicalAverage account size
$210,450
About
Off the Beaten Path Financial is a fee‑only, independent advisory firm operated by a single advisor that provides investment management, financial planning, and business planning services to individual clients and employer retirement plans. The firm also advises pension and profit‑sharing plans and offers retirement plan management as a 3(38) investment manager under ERISA.
OBPF implements client portfolios using asset allocation principles and a mix of passive and active strategies, drawing on fundamental, technical, and Modern Portfolio Theory approaches described in the brochure. The firm provides discretionary trading authority for managed accounts, monitors held‑away accounts through an order‑management link with Pontera, and delivers written performance and holdings reports to clients on a regular basis.
What distinguishes OBPF from many solo independent advisers is its combination of pension consulting/3(38) retirement plan services, explicit digital‑asset strategies delivered through Arbor Digital with custody via BitGo, and the use of third‑party tools to manage held‑away accounts. The brochure also notes the recent addition of business‑planning services and indicates the firm makes performance and predecessor performance available in its materials, a practice that is uncommon among peers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Financial planning fixed fees $500-$12,000; Business planning fixed fees $2,000-$15,000; Retirement Plan Management fixed fee up to $10,000
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $3,000,000: 0.70% $3,000,001+: 0.50% All Digital Assets+: 2.50%
Financial planning hourly rate $300/hour
Fee-only: Financial planning hourly rate $300/hour; fixed fees from $500 to $12,000; Business planning fixed fee $2,000-$15,000 or ongoing monthly $750-$3,500; Retirement Plan Management fixed fee up to $10,000 plus 0.25%-0.50% of assets
Main office location
Off the Beaten Path Financial
Wilsall MT, United States
Number of offices
1
Most active in
Off the Beaten Path Financial has reported serving >5 clients in these states in the last 12 months.
Montana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
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YouTube
Website
(406) 414-9916
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