October Effect Ltd.

Frank Tehel is a CFP® professional with 44 years of industry experience, currently serving at October Effect Ltd. He has held roles at multiple firms including Gradient Securities LLC and Cranvick Incorporated. Outside of advisory work, he is involved in tax preparation through his ownership of Fastax Inc. and Tehel and Company Inc., and participates in network marketing with Young Living Essential Oils. October Effect Ltd. is a four-advisor team managing approximately $139 million in discretionary assets for individual, high-net-worth, and qualified retirement plan clients. The firm employs diversified strategies including asset allocation, technical analysis, and the use of derivatives and margin, and offers performance-based fee arrangements alongside co-advisory and third-party asset management relationships.

Kevin Moravek is a financial advisor at October Effect Ltd. with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors Corp. for 14 years. Moravek is also involved in fixed insurance sales and registered representative activities through affiliated entities. October Effect Ltd. is a four-advisor registered investment advisory team managing approximately $139 million for individual and high-net-worth clients as well as qualified retirement plans. The firm employs diversified investment strategies including asset allocation, technical analysis, and the use of derivatives and margin, and offers discretionary portfolio management, financial planning, ERISA plan services, and co-advisory arrangements.

Kevin James is a financial advisor at October Effect Ltd. with 19 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for over a decade. In addition to his advisory role, he is involved in insurance sales. October Effect Ltd. is a four-advisor team managing approximately $139 million, serving individual and high-net-worth clients as well as qualified retirement plans. The firm provides discretionary portfolio management, financial planning, ERISA plan services, and access to third-party asset management programs, employing diversified strategies that include technical analysis, leveraged funds, and derivatives.

Neely Elstrodt is a financial advisor at October Effect Ltd. in Virginia Beach, VA, holding a Series 66 designation with 16 years of industry experience. She has been with October Effect Ltd. since 2015 and also serves as treasurer for Tehel & Company, Inc., where she prepares tax returns for individuals and corporations. October Effect Ltd. is a four-advisor registered investment advisory team managing approximately $139 million for individual and high-net-worth clients, as well as qualified retirement plans. The firm employs diversified investment strategies, including asset allocation, technical analysis, and the use of derivatives and margin, and offers discretionary portfolio management, financial planning, and ERISA plan services.