O
Oakwood Wealth Advisors Ltd.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$12,000,000
Clients
43
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
43
HighAverage account size
$279,070
About
Oakwood Wealth Advisors provides ongoing portfolio management and comprehensive financial planning to individuals, high‑net‑worth individuals, pension and profit‑sharing plans, trusts, estates, and charitable organizations. The firm documents client goals and constraints in an Investment Policy Statement and offers services that include investment strategy, retirement and college planning, life insurance review, and retirement investment audits.
The firm’s investment process combines fundamental, technical, and cyclical analysis and employs long‑term and short‑term trading, short sales, and options strategies where appropriate. Oakwood offers both active and passive management, discretionary account authority, and, for qualified clients, performance‑based fee arrangements alongside standard asset‑based fees.
Compared with typical solo independent advisers, Oakwood is notable for sponsoring and managing a wrap fee program while still allocating responsibility for trading costs to clients, and for accepting performance‑based fees (a 10% share of net profits above a high‑water mark subject to qualified‑client rules). The brochure also discloses insurance product recommendations — including situations where liquidation of securities may be suggested to acquire related‑party insurance or fixed‑income products — and a practice of serving pension/profit‑sharing plans, a combination of services that is uncommon among peers.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Social Security optimization
Medicare planning
Life insurance needs analysis
Retirement income strategy
Cash flow / budgeting
Fee options
Financial planning fixed fees up to $42,000 annually depending on complexity
$1 - $100,000: 0.75% annually $100,001 - $250,000: 0.70% annually $250,001 - $500,000: 0.65% annually $500,001 - $1,000,000: 0.60% annually $1,000,001 - $2,000,000: 0.55% annually $2,000,001 - $5,000,000: 0.50% annually
$350.00 per hour for financial planning services
2.25% asset-based management fee plus 10% of net profits above a high water mark for qualified investors
Account minimum: $250,000 Fee-only: Financial planning fixed fees up to $42,000 annually; hourly fees $350/hour
Main office location
Oakwood Wealth Advisors Ltd.
Naperville IL, United States
Number of offices
1
Most active in
Oakwood Wealth Advisors Ltd. has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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