Oak Summit Wealth Management, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$82,013,195
Total clients
91
32% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
91
Average account size
$901,244
About
Oak Summit Wealth Management, Inc. is a single-advisor independent registered investment adviser that provides investment management and comprehensive financial planning to individuals, small business owners, high-net-worth individuals, and trustees, overseeing roughly 91 client relationships and about $82 million in assets. Like many independent firms, it offers portfolio management for individuals and typically charges asset-based advisory fees while providing both discretionary and non-discretionary services.
The firm emphasizes customized planning and prepares written investment policy statements tailored to each client, using a buy-and-hold core complemented by occasional tactical asset-allocation adjustments and ongoing portfolio monitoring. Financial planning and tax planning are integrated into its investment management, and the firm coordinates directly with clients’ estate attorneys and tax professionals as part of its service model.
Notable distinctions include principal-level combined investment and tax credentials (CFA, CFP, and Enrolled Agent) and a stated practice focus on tax-efficient strategies and transitional planning for events such as retirement, divorce, or the death of a loved one, with specific offerings like date-of-death valuations and computation of tax basis. The firm also uses a third-party bond manager for individual bond transactions and reports a substantial asset base for a solo practitioner, which may be atypical among peers.
Client services
Financial planning
Portfolio management
Expertise
General tax planning
Divorce financial planning
Occupation focus
Founder/Business Owner
Demographic focus
Approaching retirement
Fee options
Flat fee option available with typical annual minimum fee of $10,000 charged quarterly.
0.55% to 1.50% annually depending on size and complexity of the account
Account minimum: $500,000 Minimum fee: Minimum fee of $2,500 per quarter (i.e., $10,000 annually) but fees are negotiable and minimums may be waived or alternative fee arrangements applied. Fee-only: Annual flat fees typically have a minimum of $10,000 depending on size and complexity; fees are negotiable.
Main office location
Oak Summit Wealth Management, Inc.
San Diego CA, United States
Number of offices
1
Most active in
Oak Summit Wealth Management, Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")