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Nutfield Financial

Updated today

Client assets under management

$54,283,790

Clients

68

26% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

34

Low

Average account size

$798,291

About

The firm serves individual investors, high‑net‑worth clients, trusts and small businesses, providing financial planning with a focus on retirement and estate planning, investment advisory services, tax preparation, and insurance products including life, health, fixed and equity‑indexed annuities. It also supports employer retirement arrangements and offers a reactive "RIA Lite" option for clients who want on‑demand advisory guidance rather than continuous monitoring.

Investment advice is delivered on a non‑discretionary basis: the firm analyzes client circumstances, recommends customized portfolios, and leaves final investment decisions to clients. Its investment process uses fundamental and cyclical analysis and employs a mix of buy‑and‑hold strategies, occasional short‑term trading and covered‑call techniques, with quarterly reporting and reviews for full‑service clients.

Notable distinctions include an affiliated insurance agency that offers commissionable insurance and annuity products while the firm is expanding fee‑based advisory offerings, and a formal sub‑advisory arrangement with Halo Securities to migrate and service legacy annuity contracts. The firm is licensed to place insurance in multiple states, provides tax preparation and employer Simple IRA support, and has established relationships with third parties such as Halo Securities and Charles Schwab while adopting technology enhancements (including use of AI for documenting meetings).

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

General retirement planning General estate planning guidance Annuities

Fee options

Fixed

Fixed fees for comprehensive financial planning based on complexity; flat quarterly fees for ongoing support; fees negotiable

Percentage

1.00% annually

Commissions

Commissionable insurance products (life, health, accident, fixed and equity indexed annuities) through insurance agency

Project-based

$275 per hour for comprehensive financial planning; $75 per hour for support staff

Other

Account minimum: Less than $500 deposit for financial planning; no specific minimum stated for investment advisory services Fee-only: Flat fee or hourly rate for financial planning; $275/hour for advisor, $75/hour for support staff; flat fees based on complexity for ongoing support

Most active in

Massachusetts · New Hampshire

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Daniel M

Series 66

Auburn, NH

Nutfield Financial

Daniel Mclaughlin is a financial advisor at Nutfield Financial with 14 years of industry experience. He holds the Series 66 designation and has worked at Cetera Advisors LLC and Investors Capital Corporation among other roles. In addition to his advisory work, he is licensed as an insurance agent, selling life, health, disability, annuities, and long-term care products. Nutfield Financial serves individual investors, high-net-worth clients, trusts, and small businesses by providing financial planning focused on retirement and estate planning, investment advisory services, tax preparation, and insurance products. The firm delivers non-discretionary investment advice using fundamental and cyclical analysis, combining buy-and-hold strategies with occasional short-term trading and covered-call techniques.

General retirement planning General estate planning guidance Annuities
user avatar

David M

CFP®, Series 63

Auburn, NH

Nutfield Financial

David Mclaughlin is a CFP® with 30 years of experience in financial advising. He is the sole advisor at Nutfield Financial, an independent firm based in Auburn, NH. His prior experience includes eight years at Cetera Advisors LLC and sixteen years at Investors Capital Corporation. In addition to financial advising, he is involved in tax preparation and insurance sales, focusing on life, health, disability, annuities, and long-term care products. Nutfield Financial serves individual investors, high-net-worth clients, trusts, and small businesses, offering financial planning with an emphasis on retirement and estate planning, investment advisory services, tax preparation, and insurance products. The firm provides non-discretionary investment advice using fundamental and cyclical analysis combined with buy-and-hold, short-term trading, and covered-call strategies.

General retirement planning General estate planning guidance Annuities
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