Northstar Financial Planning, LLC

Rachel Decarolis is a CFP® and Series 65-licensed financial advisor with 10 years of industry experience. She has worked at Northstar Financial Planning, LLC since 2020 and was previously with Northstar Financial Planning, Inc. and Perennial Advisors Group, LLC. Northstar Financial Planning serves individual clients, including high-net-worth households, and provides advisory and consulting services to employer-sponsored retirement plans. The firm utilizes a strategic asset-allocation approach combining passive ETFs and active managers, often managing accounts on a discretionary basis, and integrates third-party technology to support automated rebalancing, tax-loss harvesting, and consolidated reporting.

Robin Young is a CFP® professional with 22 years of experience in financial advising. He has been with Northstar Financial Planning since 2003, working first at Northstar Financial Planning, Inc. and then at Northstar Financial Planning, LLC since 2020. Northstar Financial Planning serves individual clients, including high-net-worth households, and provides advisory and consulting services to employer-sponsored retirement plans. The firm employs a strategic asset-allocation, core-and-satellite approach that combines passive ETFs with selected active managers, and integrates third-party technology such as Betterment Advisor Solutions to support automated rebalancing and tax-loss harvesting.

Julie Fortin is a CFP® professional with 10 years of industry experience. She has been with Northstar Financial Planning since 2016, initially at Northstar Financial Planning, Inc., and continuing at Northstar Financial Planning, LLC since 2020. Northstar Financial Planning serves individual clients, including high-net-worth households, and provides advisory and consulting services to employer-sponsored retirement plans. The firm uses a strategic asset-allocation approach combining passive ETFs with selected active managers, and integrates third-party technology such as Betterment Advisor Solutions to support automated rebalancing, tax-loss harvesting, and consolidated reporting.

Alexa Darbe is a CFP® professional with 18 years of industry experience, currently serving at Northstar Financial Planning, LLC since 2020. Prior to this, she worked at Northstar Financial Planning, Inc. for 13 years. Northstar Financial Planning advises individual clients, including high-net-worth households, and provides advisory and consulting services to employer-sponsored retirement plans. The firm employs a strategic asset-allocation approach that combines passive ETFs with selected active managers and integrates technology solutions such as Betterment Advisor Solutions to support automated rebalancing and tax-loss harvesting.

Jonathan Wolanyk is a financial advisor at Northstar Financial Planning, LLC with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Northwestern Mutual Wealth Management Company and Fidelity Investments. Wolanyk is also a licensed insurance agent, though he has primarily served in a support role rather than selling insurance products. Northstar Financial Planning advises individual clients, including high-net-worth households, and employer-sponsored retirement plans. The firm uses a strategic asset-allocation approach combining passive ETFs and active managers, integrates third-party technology such as Betterment Advisor Solutions, and provides both retail wealth management and institutional plan-level fiduciary services.

Natalie Marin is a CFP® and holds a Series 65 license with five years of industry experience. She has worked at Northstar Financial Planning, LLC since 2022 and previously held roles at Paladin Advisors LLC, Northeastern University, Sun Life Financial, and MFS Investment Management. Northstar Financial Planning advises individual clients, including high-net-worth households, and provides consulting services to employer-sponsored retirement plans. The firm utilizes a strategic asset-allocation approach combining passive ETFs and active managers, integrating technology such as Betterment Advisor Solutions to support automated rebalancing, tax-loss harvesting, and consolidated reporting.